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CPB Risk AVP, Mumbai

CategoryRisk Management
The Credit Portfolio Manager is an intermediate management-level position responsible for providing full leadership and direction to a team of employees to monitor the Citi portfolio and identify credit migration in coordination with the Risk Management team. The overall objective of this role is to coordinate management of Citi's portfolio exposure to client and counterparties globally.

The Private Bank Risk Management Group is an independent sector-level control function, comprised of geographic and function specific senior risk managers, having global responsibility for credit approval, risk policies, product programs, risk capital, and cost of credit review. The Group works closely in partnership with the Business and other related areas with the goal of taking intelligent Risk and Return decisions with Shared Responsibility.

Portfolio Risk Management Services team is responsible for driving and executing key Risk Management initiatives that span across several disciplines, including credit, market, and operational risks. Responsibilities include: Analytics, Loanable Value (LV), CCAR, stress testing, portfolio reporting and overall risk related strategic projects. Key business partners are Investment Finance, Investments and Marketing

  • Closely work with team on key deliverables like Margin finance Loanable Value, Portfolio Analytics, CCAR and MIS activities
  • Coordinate with Regional Risk team in AP, EMEA and NAM/LATAM, Risk Reporting team and various business units including Investment Finance on ad-hoc management and regulatory requests for portfolio information.
  • Assist team members in CCAR 14A stress loss estimation process and liaise with global risk teams.
  • Assist team members to maintain collateral and risk monitoring dashboards and portfolio management tools for MSBF, Capital Markets programs, in conjunction with respective product risk managers
  • Take ownership on key processes and become subject matter expert.
  • Drive process improvement initiative within team and participate in wholesale credit remediation initiative for CPB Risk
  • On need basis coordinate with Risk Reporting team for aggregation of key risk, finance, and business reports for monthly, quarterly, and ad-hoc requests from regulatory bodies and internal audit
  • Represent CPB CSC Risk team in quarterly Management Control Assessment (MCA) meetings.
  • On need basis coordinate data requests from regulators (OCC/Fed/MAS/HKMA), KPMG and Internal Audit (IA) & Fundamental Credit Risk (FCR)
  • Represent CPB Risk team in Internal Audit and External Audit ( MAS/HKMA/KPMG)
  • Represent CPB Risk in global/ regional forums on Technology projects and user acceptance testing (UAT)
  • Back-up to the CPB CSC Team Head
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.

Education & Qualifications:

Qualifications and Competencies

- Education: A Bachelor's Degree from reputable institution, preferably with professional qualifications like CFA, FRM or MBA Finance

- At least 9 years of relevant experience in a similar role

- At least 2 years of experience in managing small size team.

- Strong analytical background

- Attention to detail and ability to multi-task, work under pressure and effectively prioritize assigned tasks

- Excellent communication and leadership skills

- Sound knowledge of margin financing , Credit Risk and Stress loss testing. (CCAR 14-A data submissions and 14-Q stress loss analysis is a plus)

- Experience in system integration projects; provide input to UAT plans and test scenarios

- Ability to create and/or interpret process-flow depicting business processes, and summarize information for senior management

- Ability to act autonomously, deliver results on large scale projects, and propose viable pragmatic solutions

- Must be able to quickly identify trends in large data sets and communicate those trends in an effective manner to a wide audience

- Solid understanding of credit risk management, and portfolio risk management

- Strong communication and presentation skills across various management levels

- Skilled user of Microsoft Excel, Access, PowerPoint, SharePoint, Business Objects/ Intelligence and Adobe Standard; Experience with Python and Tableau is a plus

Job Family Group:
Risk Management

Job Family:
Credit & Portfolio Risk Management

Time Type:

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

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EmployerCPB Risk AVP

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